Personal Savings

Statement Savings Account

Our regular savings account offers a low initial deposit with several additional features.

Opening deposit minimum is $25.00
Interest bearing account*
Nine (9) withdrawals may be made each quarter with no charge. An excessive withdrawal charge of $2.00 per withdrawal will be assessed when withdrawals exceed limits.

Money Market Investment Account

Earn a higher rate of interest, yet still have access to your money with our money market account.

Opening deposit minimum is $1,000
Account earns interest*
There can be no more than six (6) pre-authorized automatic, telephone or online transfers to a third person or to another account of the depositor per month. There will be an excessive withdrawal charge of $5 per item when more than six (6) items are processed during a statement cycle.

Certificate of Deposit (CD)

America’s Community Bank offers certificates for the following terms: 3, 6, 12, 18, 24, 30, 48, 60 months. You enjoy these features and benefits with our CDs.

Opening deposit minimum of $500
Interest rates set at the beginning of the term
Interest begins to accrue on the first day of deposit
Interest can be compounded into the CD, sent to you by check, or deposited into another America’s Community Bank account.
Automatic renewal on the maturity date for an identical period of time, at the current interest rate for that term. You have a 10-day grace period after the maturity date, to withdraw the funds or change the term without penalty.
Early withdrawal penalties: 3 to 11 months - 3 months of accrued interest, earned or not
12 months or more - 6 months of accrued interest, earned or not

*Call us for current rates